Welcome to your Ingenovis Benefits Hub
At Ingenovis Health, we are invested in you.
That's why we've designed a benefits package that helps to support your total wellbeing-physically, emotionally and financially.
This guide is a tool to help you make the best benefits decisions for you and your family for the 2024 plan year (Jan. 1-Dec. 31, 2024). The information in this guide can help you review your health coverage options, check out tax savings opportunities and learn about voluntary benefits options.
Medical Benefits
Ingenovis Health offers three medical plan options through Anthem.
Healthcare Spending Accounts (HSA)
If you enroll in the Anthem Standard HDHP, you may be eligible to open and fund a health savings account (HSA) through WealthCare.
Voluntary Benefits
Ingenovis Health offers the following voluntary benefits through Lincoln Financial Group.
Dental/Vision Benefits
Ingenovis Health offers plan options through Delta Dental of Colorado and EyeMed.
Retirement Savings Plan
Ingenovis Health offers a 401(k) retirement savings plan to ALL employees.
Employee Assistance Program (EAP)
The employee assistance program (EAP) services are provided through EmployeeConnect.
Additional Benefits
Ingenovis Health has partnered with PerkSpot and ASPCA to provide employee discounts for all employees.
Contacts
Contact Human Resources Benefits Department if you have any questions regarding your benefits.
Benefits Eligibility
As an Ingenovis Health employee, you are eligible to participate in our benefits programs. As a new hire, benefits are effective the first of the month following date of hire.
As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include:
Your spouse or partner: This includes your legal spouse (if not legally separated) or domestic partner.* *Tax implications may apply for coverage of your domestic partner.
Your child(ren): This includes your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, legally-adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian) as well as children of any age who are physically or mentally unable to care for themselves.
All coverages end when the first of the following occurs:
The last day of the month in which your employment ends.
Coverage for voluntary STD, LTD, life/AD&D end on the day your employment ends for any reason.
The last day of the month in which you are no longer eligible to participate in the plan due to a change in employment status.
Ingenovis Health discontinues the plan, for any reason.
Important Information
Who Pays?
Benefit | You Pay | Ingenovis Health Pays |
|---|---|---|
Medical Insurance | ✅ | ✅ |
Health Savings Account (HSA) | ✅ | |
Critical Illness Insurance | ✅ | |
Accident Insurance | ✅ | |
Hospital Indemnity Insurance | ✅ | |
Dental Insurance | ✅ | |
Vision Insurance | ✅ | |
Voluntary Life and AD&D Insurance | ✅ | |
Voluntary Short-Term Disability Insurance | ✅ | |
Voluntary Long-Term Disability Insurance | ✅ | |
401(k) Retirement Savings Plan | ✅ | ✅ |
Employee Assistance Program | ✅ | |
Pet Insurance | ✅ |
Ways to Enroll
Call 4MyBenefits at 1-800-528-4223
Benefit counselors are ready to assist you via phone. Speak with a live representative at the 4myBenefits Contact Center Monday-Friday from 8 a.m. to 5 p.m. EST year-round.
Enroll online at benefits.plansource.com
• Username: "IGH." + first 3 letters of first name + full last name + last 4 digits of your SSN Example: Name = John Smith; DOB =5/1/1985; SSN = 123-45-6789 Username: IGH.JohSmith6789 • Initial password: YYYYMMDD of date of birth
Making changes to your benefits
Due to IRS regulations, once you have made your elections for 2024, you cannot change your benefits until the next annual open enrollment period. The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.
Qualifying life events include, but are not limited to:
Marriage, divorce, or legal separation.
Birth or adoption of an eligible child.
Death of your spouse or covered child.
Spouse's work status changed affecting their benefits.
Child's eligibility for benefits changed.
Qualified Medical Child Support Order.
To request a benefits change, notify Ingenovis Health Benefits Department at benefits@ingenovishealth.com or 720-593-7571 within 31 days of the qualifying life event. Change requests submitted after 31 days cannot be accepted. You will need to provide proof of the event, such as a marriage license or birth certificate.
Key terms to know
Copay
A fixed dollar amount you may pay for certain covered services. Typically, your copay is due at the time of service.
Deductible
The amount you must pay each year for certain covered health services before your insurance plan will begin to pay.
Coinsurance
After you meet your deductible, you may pay coinsurance, which is your share of the costs of a covered service.
Out-of-pocket maximum
This includes copays, deductibles, and coinsurance. Once you meet this amount, the plan pays 100% of covered services the rest of the year.
Self-enroll in your benefits
